Broker Check

Agoura Hills Office

5715 Grey Rock Road
Agoura Hills, CA 91301

                         

 As a financial advisor, I play a role in your life’s most meaningful moments. You trust me to assess your needs, understand your concerns, offer the most relevant recommendations to address your unique situation and to provide clarity of thought. I do not take your trust lightly and strive to earn it every day.

I am not alone in my committment to you

I am supported by a network of premier partners, who bring strength, stability and security to strategies that are designed to work for today and tomorrow. All with one goal in mind — your success. I think it is important that I introduce them to you.

BENEFITS OF AFFILIATION

I am affiliated with SagePoint Financial, an independent wealth management firm that provides me with back office, technology, regulatory and operational support.

SagePoint Financial is an independent wealth management firm with close to 1,400 independence-minded financial advisors with offices across the United States. Founded in 1970, SagePoint Financial is driven by a strong philosophy that independence is key to fulfilling sound investment decisions. My affiliation with the firm empowers me to put your interests first with objective, carefully considered offerings — with no obligation to promote any particular investment.

SagePoint Financial is part of Advisor Group, Inc., one of the nation’s largest networks of independent financial advisors in the country serving over 5,000 advisors and overseeing approximately $190 billion in client assets. This collective strength is focused on helping clients define their needs, attain their objectives and adjust to life changes and market conditions. With flexible technology, seasoned support, and high quality service, Advisor Group has both the forward thinkers and resources to help advisors and their clients to realize their full potential. Cultivating a spirit of entrepreneurship and independence, Advisor Group champions the enduring value of financial advisors and is committed to being in their corner every step of the way.


Through my affiliation with SagePoint Financial and Advisor Group, I benefit from a vast range of resources and support:

  • A multitude of investment solutions broadens the scope of my capabilities
  • Portfolio management and trading tools allow me to meet your needs with better precision
  • Innovative technology ensures timely and accurate execution
  • Operational support gives me the freedom to focus on you
  • Compliance experts help ensure we are following firm and regulatory requirements and policies
  • Client communication services provide transparent and responsive information flow

SagePoint Financial and Advisor Group play an important role in professional oversight and combining performance with responsibility:

  • I must maintain securities and insurance licenses as required by FINRA and individual states where I conduct business
  • I am subject to ad-hoc credit checks conducted by SagePoint Financial to ensure a history of financial responsibility
  • My business is subject to ongoing auditing to align state and national regulatory requirements
  • I am required to attend annual compliance and continuing education meetings to ensure knowledge about any changes in the regulatory environment
  • The products I offer have gone through a rigorous due diligence process and evaluation

ALL ABOUT YOU

My affiliation with SagePoint Financial and Advisor Group allows me to:

  • Focus my efforts on your priorities and interests.
  • Provide conflict-free, objective advice.
  • Address the evolution of your needs.
  • Help create a better experience for you.
  • Commit to the highest levels of service.

PERSHING—MY CLEARING FIRM

Have you ever wondered what exactly happens to your funds once you’ve decided to make an investment? An advisor’s “clearing firm” may have a lot to do with the answer. Pershing, a BNY Mellon company, (member FINRA, NYSE, and SIPC)—a trusted, established, and financially stable financial services firm— provides clearing services for my practice.

A clearing firm works with various financial exchanges to handle confirmation, delivery and settlement of your financial transactions.

Such firms employ technology and procedures designed to ensure that transactions are processed in a timely and efficient manner. Additionally, clearing firms prepare and send periodic account statements and transaction confirmations to investors. The SEC and FINRA, the regulatory bodies that oversee broker-dealers, also oversee clearing firms.

Pershing has been a leading global provider of financial business solutions for more than 75 years and serves many of the world’s most respected financial organizations. Your assets are not held at my firm, nor are they held at SagePoint. Pershing is a separate and independent entity, and a subsidiary of The Bank of New York Mellon Corporation, a leading provider of financial services for institutions, corporations and high-net worth individuals.

Pershing is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org.

In addition to SIPC protection, Pershing provides coverage in excess of SIPC limits from certain underwriters in Lloyd’s insurance market and other commercial insurers. The excess of SIPC coverage is valid through February 10, 2020 for Pershing LLC accounts. It provides the following protection for Pershing LLC’s global client assets:

  • An aggregate loss limit of $1 billion for eligible securities—over all client accounts
  • A per-client loss limit of $1.9 million for cash awaiting reinvestment—within the aggregate loss limit of $1 billion

SIPC and the excess of SIPC coverage do not protect against loss due to market fluctuation.

An excess of SIPC claim would only arise if Pershing failed financially and client assets for covered accounts—as defined by SIPC—cannot be located due to theft, misplacement, destruction, burglary, robbery, embezzlement, abstraction, failure to obtain or maintain possession or control of client securities, or to maintain the special reserve bank account required by applicable rules.

Lloyd’s currently holds an A+ rating from Standard & Poor’s® (S&P®), an A rating from A.M. Best and an AA- rating from Fitch. These ratings are based on the financial strength of the company and are subject to change by the rating agencies at any time. * For more information about Lloyd’s, please see lloyds.com.

* Ratings as of August 2018.

SAGEPOINT FINANCIAL AND ADVISOR GROUP:  BETTER TOGETHER





The best of both worlds — that’s what my affiliation with SagePoint Financial offers me, and by extension, my clients. Though SagePoint Financial is part of one of the nation’s largest networks of independent financial advisors, it retains its own corporate culture. The company has access to the resources and financial stability of a large firm, while providing the personalized service usually found in much smaller firms. This two-pronged approach gives SagePoint Financial not only the flexibility to understand my needs and concerns — but also the wherewithal to address them.

Both SagePoint Financial and Advisor Group recognize the important role I play in the financial future of my clients and my community. An established thought leader and commanding industry presence, Advisor Group is dedicated to strengthening the fabric of our nation, one investor at a time. I’m proud to be a member of both the SagePoint Financial and Advisor Group families and am gratified that they are in our corner — yours and mine — each and every day.

 

Securities and investment advisory services are offered through Advisor Group, Inc. subsidiary, SagePoint Financial, Inc., broker-dealer, registered investment advisor and member of FINRA and SIPC.

SagePoint Financial, Inc. is a registered broker-dealer and Registered Investment Advisor, member FINRA/SIPC. Advisor Group is a holding company.

Sources:

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